Senate Committee on Finance, Insurance, and Consumer Protection

Wednesday, June 17, 2026       12:30 p.m.

AGENDA

SB 245
Sen. Irwin
Insurance: insurers; processing of a claim; modify duties.

SB 328
Sen. Irwin
Insurance: automobile; rate reductions; require.

SB 535
Sen. Singh
Consumer protection: unfair trade practices; disclosure of automatic renewal provisions in consumer contracts; require.

SB 536
Sen. Singh
Consumer protection: unfair trade practices; disclosure of automatic renewal provisions in consumer contracts; require.

SB 1026
Sen. Klinefelt
Financial institutions: credit unions; requirements for use of assumed names by credit unions; modify.

SB 1027
Sen. Cavanagh
Financial institutions: credit unions; requirements for amending the bylaws of credit unions; modify.

SB 1028
Sen. Wojno
Financial institutions: credit unions; minimum voting age of members; allow credit unions to set.

SB 1029
Sen. Daley
Financial institutions: credit unions; notice requirements for certain closures by credit unions; modify.

SB 1030
Sen. Hoitenga
Financial institutions: credit unions; notices to credit union members of certain mergers; modify requirements for.

And any other business properly before the committee.

As summarized by the SFA:

The bill would prohibit counties, cities, villages, or townships from requiring a license, permit,
or registration for, or otherwise regulating, a temporary food establishment1 that meets the
following requirements:
• It uses only single-service articles.
• It limits food preparation to the mixing and serving of lemonade or other nonalcoholic
beverages that are not time/temperature controlled for safety, as that term is defined in
the federal Food Code.2
• It is operated by a minor.
• It is located on private property with the permission of the private property owner.
• It generates gross sales of $5,000 or less per calendar year.
The bill would also provide that these establishments are exempt from licensure under the act.

Revocation of local health department certification

The act allows MDARD to revoke the certification of a local health department that does not
meet the act’s requirements 30 days after providing notice of the deficiencies.

The bill would provide that a certification may be revoked 120 days after a notice from
MDARD and specify that the revocation would include any authority delegated to the local
department under the act. The bill also would eliminate a local department’s ability to request
the revocation of its certification.

<clip>

More EBT security and other food law revisions described at the link.

https://legislature.mi.gov/documents/2025-2026/billanalysis/House/pdf/2026-HLA-6007-7MD9Y0K5.pdf

It's the sole health policy bill on Thursday's agenda. All others italicized.

Thursday, June 18, 2026     9:00 AM

AGENDA

HB 5518 (Rep. Aragona)
Liquor: hours; allowable hours for sale of alcoholic beverages in airports; revise.

HB 5040 (Rep. McKinney)
Industrial Hemp: licenses; licensing and regulations for processing, brokering, and marketing industrial hemp, supplying industrial hemp seed, and engaging in wholesale of industrial hemp products; create.

HB 5041 (Rep. Bruck)
Marihuana: other; cross-references to industrial hemp research and development act within the medical marihuana facilities licensing act; amend.

HB 5042 (Rep. Wilson)
Industrial Hemp: other; cross-references to industrial hemp research and development act within the industrial hemp growers act; amend.

HB 5043 (Rep. Meerman)
Marihuana: other; references to and regulation of industrial hemp under the Michigan Regulation and Taxation of Marihuana Act; amend.

HB 5967 (Rep. Cavitt)
Individual income tax: other; first-time home buyer savings program; extend sunset.

HB 5973 (Rep. Cavitt)
Individual income tax: deductions; sunset on deductions for contributions to a first-time home buyer savings account; extend.

HB 6074 (Rep. Bohnak)
Property: land sales; purchase of residential property by certain businesses; prohibit.

HB 6007 (Rep. Cavitt)
Food: service establishments; delegation of certain duties and exemption of certain persons from licensure; modify.

OR ANY BUSINESS PROPERLY BEFORE THIS COMMITTEE

https://www.cms.gov/newsroom/press-releases/cms-launches-nationwide-framework-implement-medicaid-work-requirements

Kaiser Family Foundation, a left-leaning West coast healthcare giant, breaks down the new rule's impact for patients with many source links and a map of US states according to Medicaid Expansion status.

Michigan, a Medicaid Expansion state, euphemized its program as "Healthy Michigan" under the Snyder Administration.

https://kffhealthnews.org/medicaid/medicaid-work-requirements-final-rules-exemptions-trump-cms/

Final Rules for Medicaid Work Requirements Are Out. Here’s What You Need To Know.

Sam Whitehead    |    June 12, 2026

This story also ran on States Newsroom. It can be republished for free.

The Trump administration has issued final rules on how states should ensure that millions of Medicaid enrollees prove they’re working or completing other activities, such as job training, volunteering, or being enrolled in an educational program.

The Centers for Medicare & Medicaid Services released the rules on June 1. That deadline was set last year in the GOP tax-and-spending law known as the One Big Beautiful Bill Act, which established a work requirement for certain people enrolled in Medicaid, the state-federal health insurance program for people with low incomes or disabilities.

Medicaid agencies are scrambling to rework IT systems and make sure they have staff to effectively enforce the rules, while also keeping enrollees from losing coverage for administrative reasons, such as difficulty navigating state eligibility portals.

The newly announced regulations offer a clearer picture of what roughly 18.5 million Medicaid enrollees will have to do to prove they qualify for benefits.

Jim Torres, who helps people enroll in health coverage at the Samuel U. Rodgers Health Center in Kansas City, Missouri, said a “very small percentage” of his clients have heard of the changes coming to Medicaid.

“These folks have very busy lives. They’re doing the best they can to get by,” he said. “It’s just not a top-of-mind thing for most of them.”

Health policy researchers and consumer advocates said enrollees should keep a few things in mind as the Jan. 1, 2027, rollout approaches in most states.

1. The work rules won’t apply to everyone.

The new rules will apply to people covered through what’s known as Medicaid expansion. Since 2014, more than 40 states and the District of Columbia have decided to allow more people into their Medicaid programs, generally low-income adults without dependents. Georgia and Wisconsin offer coverage to some people in this group, so they’ll be subject to the rules.


Children and pregnant people, as well as individuals with disabilities who receive Social Security payments — all groups that already qualify for Medicaid — won’t be subject to the rules. Nor will people determined to be “medically frail,” or too sick to work.

People subject to the work rules are “crowding out” people in the Medicaid program who are “truly in need,” CMS Administrator Mehmet Oz claimed during a June 1 press call. “Work requirements are going to turn this around, we hope.”

The rules are set to take effect in most places in January. Nebraska started enforcing them in May. Montana plans to start in July but won’t kick people off until October. Arkansas will do a “soft” launch in July — it will start enforcing the rules but with no penalties until next year.

2. States will take your word that you’re too sick to work. For now.

Federal officials have stressed that states should make the process of reporting hours and requesting exemptions as simple as possible for Medicaid enrollees by creating automated systems and using existing data sources, such as unemployment and education records.

If states cannot determine you’re performing 80 hours of qualifying activities a month using those data sources, you may be allowed to “self-attest” to that in 2027, health policy researchers said.

People will also be allowed to “self-attest” that they are too sick to work in 2027, and do so one time in 2028. Then states will start asking for proof, if they can’t find it through available data.

But after the initial rollout, the burden of proof is likely to still fall on many enrollees, said researchers and consumer advocates.

People may need to dig up pay stubs, medical records, and doctors’ notes and submit them for state review, said Morgan Henderson, who has studied Medicaid work programs in Georgia and Arkansas at The Hilltop Institute, a research center at the University of Maryland-Baltimore County.

“The higher this manual reporting burden, the less people are going to do it,” he said. “That means that we’re going to see coverage drop-offs.”

3. The rules are tougher than expected for people too sick to work.

One of CMS’ primary goals has been to “protect vulnerable populations” through “strong exemptions to make sure people who can’t reasonably be expected to work are not subject to the requirements,” Dan Brillman, a deputy administrator at the agency, said during the June 1 press call.

Consumer and patient advocates, however, said the final rules’ exemptions are more restrictive than expected. Enrollees will eventually have to provide documentation, such as a statement from a medical professional, to prove that a health condition keeps them from working. And each individual state will have to determine the severity of beneficiaries’ medical conditions.

“Someone could be medically frail in Nebraska but not medically frail in Delaware,” said Carolyn Sheridan, associate director of state policy for the National Organization for Rare Disorders, which lobbies for patients with rare diseases. She said her group had hoped the rules would offer a standardized definition of who counted as medically frail and not leave the decision up to states.

Trump administration officials have publicly crusaded against fraud in government health programs, such as Medicaid, and states could face financial penalties for incorrectly granting people exemptions from the work rules, said Jennifer Tolbert, who researches Medicaid at KFF, a health information nonprofit that includes KFF Health News.

“States may be more cautious,” she said. “That will likely lead to people losing coverage who may still be eligible.”

4. Only certain qualifying activities count.

Enrollees can satisfy the rules by working 80 hours a month. They can also be enrolled in college courses, volunteer through a community organization, or do “in-kind” work that doesn’t result in pay.

The rules set out, in detail, how many academic credit hours translate to 80 hours a month — students need to be enrolled in six credit hours per semester to meet the “half-time” requirement. An unpaid internship can count toward the 80 hours.

People can also prove they’re volunteering with “a document from a community service organization.”

Consumer advocates say it might be hard for people to obtain proof they’re performing these kinds of informal activities. But supporters of the rules say volunteerism can already be tracked.

“If you run into trouble with the law and the judge says, ‘Hey, you need some volunteering and community service to serve your time,’ there are already ways that we verify that,” said Niklas Kleinworth, who works on state health policy for the conservative Paragon Institute.

5. You have time to prepare.

Make sure your state Medicaid agency has your current mailing address and keep your eye on your mailbox, said researchers and consumer advocates. State Medicaid agencies must inform you in two ways if you’ll be subject to the rules — by either regular mail or email, and by one other form of communication, such as a text or phone call or by posting a notice online.

“The important stuff comes by mail,” Henderson said.

And check in with your state Medicaid agency, said researchers and advocates. Some states, including Arkansas, California, and Wisconsin, have already posted information about the work rules on their websites. If you can’t find what you’re looking for there, visit or call a local office. A caseworker should be able to tell you whether you’ll be subject to the rules.

“Get ahead of this,” said Joan Alker, who is executive director of the Georgetown University Center for Children and Families and studies Medicaid. “So that you don’t end up going to the pharmacy one day and they say, ‘Oh, you’re not insured anymore’ when you’re trying to get your prescriptions refilled.”

KFF Health News correspondent Samantha Liss and senior correspondent Rachana Pradhan contributed to this report.

Their million square foot warehouse in Tracy, California was destroyed by a huge fire yesterday.  This will probably create regional shortages of various medical supplies and PPE price increases across the country.  Tracy is located in San Joaquin County, due east of San Francisco. 

Was this another anti-capitalist arson like the huge April 7th Ontario, California Kimberly-Clark toilet paper distribution center fire?

https://www.mdm.com/breaking-news-in-wholesale-distribution/medline-distribution-center-in-california-destroyed-by-massive-fire/

Medline Distribution Center in California Destroyed by Massive Fire
A fire that erupted June 11 at Medline Industries’ 1 million-square-foot distribution center in Tracy, CA completely engulfed the facility, with firefighting efforts expected to continue for several days. No injuries were reported and all employees were accounted for.
By MDM Staff - June 12, 2026

A massive fire that broke out June 11 at a Medline Industries distribution center in Tracy, CA destroyed the medical-surgical supply distributor’s approximately 1-million-square-foot facility, with firefighting operations expected to continue for days.

The fire began at about 1 p.m. local time at Medline’s warehouse at 5701 Promontory Parkway, according to the City of Tracy. Fire crews initially responded to reports of a fire on the roof of the facility and found a rapidly developing blaze involving the roof area of the structure. The city said early suppression efforts were hampered by a failure of the building’s private fire water system, which significantly affected initial firefighting operations. High winds, low humidity and elevated temperatures contributed to the fire spreading from the roof into the building’s interior and eventually throughout the facility.

The cause of the fire remains under investigation.

The city said wind-driven embers from the main fire ignited several spot fires in the surrounding area, including fires involving pallet storage areas and trailers near a FedEx facility. Additional spot fires occurred, with mutual aid resources deployed to contain them, and numerous local fire response teams supported fire suppression efforts .

No injuries have been reported, and Medline said all of its employees and other personnel at the site were accounted for. Nearby FedEx and Amazon distribution centers were evacuated as a precaution as firefighters worked to contain the incident and prevent further spread.

“The safety and well-being of our employees is our top priority. We are coordinating closely with local authorities and first responders as we assess the fire’s impact and will share more details as they become available,” the company said in a statement.

Northfield, IL-based Medline is the largest provider of medical-surgical products and supply chain solutions serving all points of care, according to the company. Medline reported full-year 2025 net sales of $28.4 billion, up 11.5% from 2024, and net income of $1.2 billion. The company employs more than 45,000 people worldwide and operates in more than 100 countries. Medline’s broader operating footprint includes more than 29 million square feet of warehousing globally.

The Tracy facility was one of Medline’s largest West Coast distribution operations and served as a major Northern California hub for medical products and supplies. AP noted that Medline supplies products including latex gloves, masks, surgical instruments and other medical supplies, and that the Tracy operation played a key role in distributing medical supplies during the COVID-19 pandemic.

The loss of the Medline facility follows another major distribution center fire earlier this year. On April 7, a six-alarm fire destroyed a 1.2-million-square-foot Kimberly-Clark toilet paper distribution center in Ontario, CA. Authorities later arrested an employee of a third-party logistics provider operating the facility on suspicion of arson.

Sorting is finished: a full year of bills reduced from thousands to about 300. All actions with no Roll Call Vote, eliminated. This is about accountability, not participation points.

I'm about 1/4 of the way through reading and scoring the remaining list. A few will be deleted, not fitting within MHF health policy parameters.

Ultimately the score (Yes or No) answers a very basic question. Does the bill make healthcare more expensive, complicated, and bureaucratic, serving special interests? Or does it reverse that trend in to support individual rights of life, liberty, and property?

I began with Senate Bills, and you wouldn't believe the 19 appropriations bills they voted through. Every department budget impacts healthcare freedoms, and the spending increases would make a drunken sailor blush. 

All this note-taking will publish in the online Report Card for your reading pleasure. 

Timeline: the goal is to print this Report Card, package it, and launch it with distribution in the Dorr 4th Parade. This is a very tight timeline, and I appreciate your support with prayers and maintaining Forum activity.

You can pre-order or donate HERE. 

https://mihealthfreedom.org/getthescore/

Thank you for supporting legislative accountability and informed citizens in Michigan!

There is no hope for you if you have experienced your typical attempted beheading on the streets of Jolly 'Ol.  You will die, but it will be free:

https://www.theguardian.com/society/2026/jun/08/more-than-1300-deaths-a-month-in-england-due-to-long-ae-waits-figures-suggest

More than 1,300 deaths a month in England due to long A&E waits, figures suggest
Senior medical staff call for solutions to tackle root causes of excess deaths amid tenfold increase in a decade
By Andrew Gregory Health editor - June 8, 2026

More than 1,300 patients a month in England are dying needlessly due to long A&E waits, a tenfold rise in a decade, figures suggest.

There were more than 300 deaths linked to long waits every week in 2025, up from 30 a week in 2015, according to analysis by the Royal College of Emergency Medicine.

The RCEM’s president, Dr Ian Higginson, said he wondered how many more deaths it would take before there was a meaningful plan to tackle the crisis.

“We have to ask why this awful problem isn’t the subject of relentless focus and political conversation. The number of deaths linked to long stays in our emergency departments explicitly show the system is failing the patients it is meant to be caring for,” he said.

For its excess death estimates, the RCEM used a study of more than 5 million NHS patients published in the Emergency Medicine Journal in 2021. This found there was one excess death for every 72 patients who spent eight to 12 hours in A&E before being found a bed. The risk of death started to increase after five hours and got worse with longer waiting times.

Using this method, the RCEM estimated there were 15,860 excess deaths in 2025 related to long waits. The figure was down slightly on 2024 (16,644) but up nearly tenfold on 2015 (1,657).

Higginson said: “As an emergency doctor, it’s heartbreaking that patients arrive to our emergency departments in their time of need, and we can’t do our jobs properly because we are full. To make things worse we are being asked to focus on the least sick patients to try and marginally improve headline statistics, rather than on those who need our services the most.

“It’s frustrating that we continue to see a lack of solutions designed to tackle the root causes of the problem. Instead, we are fobbed off with recycled ideas that haven’t ever worked, performance data that doesn’t reflect reality, and a focus on perceived ‘quick fixes’.”

He added: “Whilst we welcome the government’s stated commitment to eliminate corridor care, until we prioritise patients who experience long waits for admission, we will not get to the bottom of the whole issue.”

In the meantime, Higginson said, A&Es in England would remain in constant distress and patients would continue to die unnecessarily.

Prof Nicola Ranger, the general secretary and chief executive of the Royal College of Nursing, said the death toll was a catastrophe that had gone unchecked in hospitals for far too long.

“To bring this to an end, we need system-wide, long-term, sustainable solutions. This must include urgent investment in hospital beds and the nursing workforce, while also improving access to primary care, investing in community nursing and unlocking capacity in social care,” she said.

Every day without action was a failure that had “devastating consequences” for patients, she added.

Dr Vicky Price, the president of the Society for Acute Medicine, said the deaths were a source of “national shame” and the problem of overcrowding in A&Es was getting worse.

The Department of Health and Social Care said it was unacceptable for patients to face long waits for emergency care, and its thoughts were with those who had lost loved ones.

A spokesperson added: “While A&E waiting times are at their lowest level in half a decade, we know there is more to do. That is why we are investing over £215m in 40 new and expanded same-day emergency care and urgent treatment centres across England to reduce pressure on A&E.”

They said the government was also deploying specialist teams to NHS trusts with the worst levels of corridor care in an effort to eradicate it.

Government's view of the economy could be summed up in a few short phrases:

If it moves, tax it. If it keeps moving, regulate it. And if it stops moving, subsidize it.

Phases 2 and 3, covered right here in committee.

Wednesday, June 10, 2026      2:00 p.m.

AGENDA

SB 724
Sen. Geiss
Food: milk; human breast milk banks, companies, and cooperatives; regulate.

SB 725
Sen. Geiss
Human services: medical services; medical assistance coverage for donor human milk; require under certain conditions.

SB 726
Sen. Geiss
Criminal procedure: sentencing guidelines; sentencing guidelines for crimes involving the provision of adulterated or raw human milk for human consumption; provide for.

And any other business properly before the committee.

Wednesday, June 10, 2026      12:00 PM

AGENDA

HB 5814 (Rep. Maddock)
Human services: medical services; retroactive coverage for medical assistance under the medical assistance program; modify.

HB 5993 (Rep. Harris)
Insurance: other; credit card processing fees; allow insurance producers to collect.

HB 5994 (Rep. Snyder)
Insurance: other; processing fees; allow premium finance companies to collect.

OR ANY BUSINESS PROPERLY BEFORE THIS COMMITTEE

Now-resigned CEO Lockwood-Taylor features prominently.

https://www.woodtv.com/news/grand-rapids/perrigo-ceo-out-over-personal-conduct-allegations/

Perrigo CEO out over ‘personal conduct’ allegations

Katherine Connolly    |    Jun 8, 2026

GRAND RAPIDS, Mich. (WOOD) — The CEO of Perrigo resigned Monday in a surprise move the Grand Rapids-headquartered healthcare company attributed to “personal conduct” issues.

Patrick Lockwood-Taylor resigned as president and CEO of the health and wellness company effective immediately Monday following allegations of misconduct, according to a release. The conduct was not directly related to Perrigo’s business, operations or financial reporting, the company said.

“This resignation follows a determination by the Board of Directors that certain personal conduct by Mr. Lockwood-Taylor was not consistent with the Company’s Code of Conduct and core values,” Perrigo said in a statement.

The company announced that Albert A. Manzone, who has served on the board since 2022, was appointed to fill the position while the board searches for a permanent replacement.

“Perrigo’s core values are foundational to how we operate, and the Board expects all colleagues — especially our senior leaders — to uphold those standards at all times,” Chair of Perrigo’s Board of Directors Orlando Ashford said in a statement. “The Board acted decisively and has full confidence in Albert, who brings more than 30 years of global leadership experience and a proven track record of transforming businesses at inflection points and creating value as well as deep knowledge of our business, people, and self-care platform.”

Lockwood-Taylor, the former president of international healthcare company Bayer’s U.S. arm, joined Perrigo as CEO in June 2023. According to Crain’s Grand Rapids Business, he signed a three-year contract extension in February 2025 that guaranteed him nearly $3 million per year in pay and a move to the company’s New Jersey offices.

https://thehill.com/policy/healthcare/5915249-medical-education-nutrition-requirements/

Medical school organizations sign on to RFK Jr.’s nutrition requirements
By Joseph Choi - June 8, 2026

The Department of Health and Human Services (HHS) announced Monday that numerous medical school accrediting organizations and assessors have agreed to increase nutrition requirements for U.S. medical education.

HHS said in a release that eight medical school organizations had agreed to “increase nutrition requirements at every level of U.S. medical education, competency-evaluation, training, and residency.”

The release did not specify what these increased requirements will be. Earlier this year, the Trump administration announced partnerships with dozens of medical schools that would incorporate 40 hours of nutrition education before graduation.

The medical school groups who signed on to participate include:

• The National Board of Medical Examiners
• The National Board of Osteopathic Medical Examiners
• The Accreditation Council for Continuing Medical Education
• The Liaison Committee on Medical Education (LCME)
• The Commission on Osteopathic College Accreditation
• The American Board of Medical Specialties
• The Accreditation Council for Graduate Medical Education
• The The American Association of Colleges of Osteopathic Medicine

The LCME’s participation in HHS’s nutrition push signals a major endorsement by the medical establishment, being the leading accrediting authority in the U.S. for M.D. programs.

As part of the announcement on Monday, HHS shared that 19 more schools had joined this pledge including the University of Massachusetts, University of Maryland, St. Louis University School of Medicine, Hofstra University and Texas A&M University.

“Poor diets are the primary driver of America’s chronic disease epidemic, and today’s announcement reflects the shifting landscape toward placing nutrition and prevention at the core of patient health,” HHS Secretary Robert F. Kennedy Jr. said in a statement. “Still, more work remains, and I look forward to seeing nutrition play an increased role as the latest science, data, and best practices develop.”