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Michigan healthcare freedom community forum
SB 133 was initially scheduled alone, then cancelled a day before the hearing, and finally heard with a whole flock of additional bills.
Non-healthcare items are italicized.
Wednesday, June 18, 2025 12:30 p.m.
AGENDA
SB 133
Sen. Singh
Insurance: producers; continuing education credit carryover system for insurance producers who belong to a professional insurance association; provide for.Presentation from the MI Department of Insurance and Financial Services
And any other business properly before the committee.
Wednesday, September 24, 2025 12:30 p.m.
AGENDA
SB 543
Sen. Cavanagh
Insurance: other; penalties for violations of the insurance code; increase.SB 544
Sen. Klinefelt
Insurance: other; post-claim underwriting; prohibit.SB 545
Sen. Cavanagh
Insurance: other; underwriting transparency; provide for.SB 546
Sen. Bayer
Insurance: other; penalties for late payment of claims; increase.SB 547
Sen. Chang
Insurance: no-fault; utilization reviews; require compliance with decision on appeal.SB 548
Sen. Irwin
Insurance: other; market conduct exams; require insurers to pay for.SB 549
Sen. Polehanki
Insurance: other; data security enforcement; modify.SB 550
Sen. Moss
Insurance: automobile; manuals of rules; provide requirements for.SB 329
Sen. Irwin
Insurance: no-fault; penalties for lapse of insurance policy; eliminate.And any other business properly before the committee.
Tuesday, October 14, 2025 12:00 noon
AGENDA
SB 543
Sen. Cavanagh
Insurance: other; penalties for violations of the insurance code; increase.SB 544
Sen. Klinefelt
Insurance: other; post-claim underwriting; prohibit.SB 545
Sen. Cavanagh
Insurance: other; underwriting transparency; provide for.SB 546
Sen. Bayer
Insurance: other; penalties for late payment of claims; increase.SB 547
Sen. Chang
Insurance: no-fault; utilization reviews; require compliance with decision on appeal.SB 548
Sen. Irwin
Insurance: other; market conduct exams; require insurers to pay for.SB 549
Sen. Polehanki
Insurance: other; data security enforcement; modify.SB 550
Sen. Moss
Insurance: automobile; manuals of rules; provide requirements for.SB 423
Sen. Chang
Property tax: delinquent taxes; sunsets on certain delinquent tax payment reduction and foreclosure avoidance programs; modify.SB 133
Sen. Singh
Insurance: producers; continuing education credit carryover system for insurance producers who belong to a professional insurance association; provide for.And any other business properly before the committee.
Wednesday, October 22, 2025 12:30 p.m.
AGENDA
SB 351
Sen. Cavanagh
Consumer protection: marketing and advertising; telephone solicitation act; create.SB 352
Sen. Victory
Civil procedure: costs and fees; filing fees for attorney general in enforcing the telephone solicitation act; prohibit.SB 353
Sen. Moss
Consumer protection: solicitations; unfair trade practices; revise practices relating to deceptive telephone solicitations.SB 354
Sen. Anthony
Consumer protection: solicitations; provisions relating to the regulation of home solicitations and telephone solicitations; remove telephone solicitations.SB 355
Sen. McBroom
Communications: telecommunications; provisions relating to telephone solicitations: repeal.SB 423
Sen. Chang
Property tax: delinquent taxes; sunsets on certain delinquent tax payment reduction and foreclosure avoidance programs; modify.SB 133
Sen. Singh
Insurance: producers; continuing education credit carryover system for insurance producers who belong to a professional insurance association; provide for.SB 329
Sen. Irwin
Insurance: no-fault; penalties for lapse of insurance policy; eliminate.And any other business properly before the committee.
Wednesday, December 3, 2025 12:30 p.m.
AGENDA
SB 351
Sen. Cavanagh
Consumer protection: marketing and advertising; telephone solicitation act; create.SB 352
Sen. Victory
Civil procedure: costs and fees; filing fees for attorney general in enforcing the telephone solicitation act; prohibit.SB 353
Sen. Moss
Consumer protection: solicitations; unfair trade practices; revise practices relating to deceptive telephone solicitations.SB 354
Sen. Anthony
Consumer protection: solicitations; provisions relating to the regulation of home solicitations and telephone solicitations; remove telephone solicitations.SB 355
Sen. McBroom
Communications: telecommunications; provisions relating to telephone solicitations: repeal.SB 124
Sen. Damoose
Individual income tax: returns; extension of filing deadline for income taxes under certain circumstances; authorize.SB 583
Sen. Cavanagh
Taxation: administration; electronic notice; allow.SB 584
Sen. Irwin
Individual income tax: withholding requirements; mandatory withholding requirement by pension administrators; make optional.And any other business properly before the committee.
The Michigan Chamber of Commerce, JD Supra, and other legal sites have all issued statements and are following the telephone solicitation bills closely. The bill package obviously impacts multiple business sectors.
However, for scammers, the real money shot is government health insurance.
Fraudulent "switching" of Medicare and ACA plans nets unethical insurance agents (or impersonators) up to $600 or even more per "new client" in fees paid by insurance companies.
Both the FCC and FTC have issued consumer alerts.
From the FCC:
Health Care Scams Target Consumers Year-Round
In 2024, insurance scams topped the list of robocall complaints filed with the FCC. While these calls tend to spike during health care Open Enrollment season, fraudsters may use similar approaches year-round.
Common insurance scam tactics include calls or texts pretending to be from government entities or insurance providers and often offer free health screenings or gifts. Don't be fooled. These imposters are trying to steal your personally identifiable information, your money, or both.
One example of an insurance robocall campaign reported to the FCC featured fraudsters spoofing the number Blue Cross Blue Shield (BCBS) to impersonate the well-known insurance company....
Whether Michigan bills adequately target the real problem, without unduly hampering legitimate business, remains to be seen.
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